FOREVERVAULT — DISCLAIMER

Last Updated: December 1, 2025

This Disclaimer ("Disclaimer") is issued by ForeverVault LLC, an Arizona limited liability company ("ForeverVault," "we," "our," or "us"). By accessing or using the ForeverVault website, platform, or services (collectively, the "Service"), you acknowledge and agree to the terms of this Disclaimer. If you do not agree, you must discontinue use of the Service.

1. NO LEGAL, FINANCIAL, TAX, OR PROFESSIONAL ADVICE

The Service, including all documentation, examples, templates, legacy tools, and informational materials, is provided for general informational purposes only.

ForeverVault does not provide:

legal advice

financial advice

tax advice

estate-planning advice

probate guidance

fiduciary recommendations

investment or securities advice

accounting or recordkeeping services

You must consult with a qualified professional for advice tailored to your specific situation.

Nothing in the Service creates an attorney-client, fiduciary, or professional relationship of any kind.

2. ZERO-KNOWLEDGE ARCHITECTURE AND USER RESPONSIBILITY

ForeverVault uses a zero-knowledge, client-side encryption model. As a result:

a. We cannot access, view, decrypt, modify, or recover your User Content;

b. You are solely responsible for maintaining access to your encryption credentials;

c. We cannot restore access to encrypted content if you lose your password, device keys, or recovery information.

Your failure to safeguard your credentials may result in permanent and irretrievable loss of access to your data.

3. LIMITATIONS OF THE SERVICE

To the maximum extent permitted by applicable law:

a. The Service is provided on an "AS IS" and "AS AVAILABLE" basis;

b. ForeverVault makes no warranties or representations, express or implied, regarding:

accuracy

completeness

availability

uptime

data retention

compatibility

legality of user-generated documents

suitability of documents for probate or estate administration

c. ForeverVault does not guarantee that:

files will be retained indefinitely;

legacy workflows will produce a desired outcome;

trusted contacts or heirs will act lawfully or appropriately;

inactivity triggers will accurately reflect the user's life status;

documents stored will be admissible in any court or jurisdiction.

Users assume all risks associated with their use of the Service.

4. NO RESPONSIBILITY FOR USER CONTENT OR ESTATE OUTCOMES

ForeverVault is not responsible for:

the accuracy, legality, or validity of documents uploaded by users;

the correctness of legacy instructions or their interpretation;

actions taken by heirs, executors, trusted contacts, or third parties;

the timing, delivery, or effect of legacy releases or estate bundles;

disputes among family members, beneficiaries, or representatives;

any legal consequences arising from your estate distribution decisions.

You bear sole responsibility for ensuring that your estate planning documents comply with applicable law.

5. BLOCKCHAIN CERTIFICATES ARE NOT LEGAL PROOF

ForeverVault may provide blockchain-anchored timestamp certificates as an optional feature.

You acknowledge and agree that:

a. Blockchain timestamps do not constitute legal proof of ownership, authorship, identity, or authenticity;

b. Courts or institutions may decline to recognize blockchain evidence;

c. ForeverVault does not guarantee the reliability or availability of third-party blockchain services;

d. Blockchain anchoring does not ensure that the content has not been modified outside the anchored version.

Users must seek independent legal counsel to determine whether blockchain-anchored records are suitable for any legal purpose.

6. NO LIABILITY FOR INACTIVITY OR DEATH-RELATED ACTIONS

ForeverVault implements inactivity timers, legacy workflows, and estate transfer features.

By using the Service, you acknowledge and agree that:

a. Inactivity detection is inherently imperfect and may result in unintended account actions;

b. ForeverVault is not responsible for outcomes caused by user-selected inactivity periods or failure to respond to verification notices;

c. ForeverVault may close or delete accounts in accordance with its Terms of Service, including those of deceased users after the applicable estate retrieval period;

d. ForeverVault is not responsible for damages arising from the closure or deletion of accounts that appear inactive, abandoned, or unclaimed.

You bear sole responsibility for maintaining accurate contact information and responding to inactivity prompts.

7. THIRD-PARTY SERVICES AND LINKS

The Service may contain links or integrations with third-party tools, websites, or services.

ForeverVault does not endorse, control, or assume responsibility for third-party:

content

security practices

availability

reliability

accuracy

terms or policies

Your use of third-party services is at your sole risk.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, ForeverVault and its affiliates, members, managers, employees, agents, and licensors shall not be liable for:

indirect, incidental, special, exemplary, punitive, or consequential damages;

lost profits, lost data, or loss of access to encrypted content;

damages arising from reliance on the Service or failure of legacy workflows;

unauthorized access to your account caused by your device, network, or actions of third parties;

disputes or claims arising from inheritance, estate transfers, or trusted contacts.

ForeverVault's total liability for any claim shall not exceed the amount paid by you for the Service in the twelve (12) months immediately preceding the claim.

9. CHANGES TO THIS DISCLAIMER

ForeverVault may update this Disclaimer at any time.

Your continued use of the Service constitutes acceptance of the revised Disclaimer.

10. CONTACT INFORMATION

For questions regarding this Disclaimer:

ForeverVault LLC

Email: info@forevervault.com

Address: P.O. Box 170168, Miami Florida 33015